82.8%
West Midlands occupancy (Knight Frank / HotStats)
West Midlands
Hotel Finance in Solihull
Commercial mortgages, development, bridging, stabilisation, refinance and going-concern operator finance for hotels in Solihull. This is finance for the hotel as a trading business.
Written and reviewed by Matt Lenzie Founder & Principal Broker · 25 years arranging hotel finance · Reviewed June 2026
£118
West Midlands ADR (Knight Frank / HotStats)
£98
West Midlands RevPAR (Knight Frank / HotStats)
£142,019/room
UK avg price per room (Cushman & Wakefield)
If you are buying, building or refinancing a hotel in Solihull, the right facility is rarely the cheapest headline rate. It is the one that reflects the trading performance, the brand or franchise position and the occupancy, and that carries the hotel through to stabilised trading. We arrange hotel finance across Solihull and the wider West Midlands market, from acquisition mortgages to bridging, stabilisation and term debt.
A Solihull hotel is assessed as a going concern: its trade, its brand or independent positioning, its occupancy and the rate it achieves, and the stabilised profit it can sustain. UK regional hotels benchmarked at about £98 RevPAR on 82.8% occupancy (Knight Frank / HotStats, Q3 2025), the backdrop a lender reads when sizing a facility for a Solihull hotel.
Hotel finance structures for Solihull hotels
We arrange the full range of hotel finance for Solihull operators and buyers. Acquisition finance funds the purchase of a trading hotel, indicatively to 65 to 70 percent of value over a 15 to 25 year term, with the loan sized on the hotel's stabilised trading profit. Development and conversion finance funds a ground-up build or a change of use, usually to around 60 to 65 percent of cost. Bridging moves at auction or completion pace. Stabilisation finance carries a hotel through the ramp to mature trade. Term loans refinance onto long-term debt, lower a rate or raise capital, and sale-and-leaseback or mezzanine release or top up capital against the freehold. We match each case to the lenders that back this kind of hotel across West Midlands.
Hotels and accommodation we finance across Solihull
Each kind of hotel is traded and underwritten differently, and we arrange finance for all of them in Solihull and across West Midlands. That covers budget and limited-service hotels, boutique and lifestyle hotels, luxury and full-service hotels, branded and franchise hotels under flags such as Premier Inn, Holiday Inn, Hilton and Marriott, independent hotels, guest houses and bed-and-breakfasts, serviced apartments and aparthotels, pubs with rooms and coaching inns, and resort and leisure hotels. A budget hotel turns on RevPAR and cost control. A luxury or resort hotel turns on rate, brand and the strength of the trade. Knowing which lender backs which type here, and at what leverage, is the work we do before a case ever reaches a credit committee. Local planning records show 1 recent hotel or leisure application in the Solihull area, a read on local development appetite.
Finance we arrange for Solihull hotels
Property types we fund
The West Midlands hotel market and your Solihull hotel
Birmingham anchors a major conference, events and corporate market with active investment. A core regional market underpinned by conference, exhibition and corporate demand. Investment activity is strong: £550m (Colliers, YTD 2025). UK regional hotels benchmarked at about £98 RevPAR on 82.8% occupancy (Knight Frank / HotStats, Q3 2025), the backdrop a lender reads when sizing a facility for a Solihull hotel. Lenders read these regional trading and investment trends, alongside the hotel's own accounts, when they size a facility for a Solihull hotel.
- Birmingham conference and exhibition demand (NEC, ICC)
- Strong corporate base
- Major regeneration and transport investment
Live pipeline
Hotel and leisure planning in Solihull
1 recent hotel or leisure scheme in the Solihull Metropolitan Borough Council planning records, a real read on local development appetite and forthcoming room supply.
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The Plough Beefeater And Travel Inn Stratford Road Shirley Solihull B90 4EP
Variation of condition No. 1 (Plans) and 5 (Tree Barriers) of planning permission dated 19.09.2025 reference PL/2024/02587/PPFL for demolition of existing hotel restaurant and replacement with new building providing additional hotel bedrooms and breakfast room…
View on the planning portal →
Source: local-authority planning records via Construction Capital, filtered to hotel and leisure (use class C1) schemes. Live applications, not an indication of consent.
Local economy context, Solihull
A hotel trades on the local visitor and business economy. As a broad proxy for local affluence and footfall, Solihull recorded around 2,140 residential property sales over the past year at a median of £329,500 (active and liquid market). This is general local context only, not a hotel valuation, which turns on the hotel's EBITDARM trading profit and going-concern value.
Source: HM Land Registry residential price-paid data, last 12 months. Local economy context only.
FAQ
Hotel finance in Solihull: common questions
How much can I borrow to buy a hotel in Solihull?
Most lenders fund up to around 65 to 70 percent of value on a trading hotel, with the loan sized on the hotel's stabilised trading profit (EBITDARM) rather than the bricks alone. Leverage reflects the trading record, the brand or franchise position, occupancy and RevPAR. We hold more than one hundred lender relationships and shortlist the desks most likely to back a Solihull hotel.
Which lenders provide hotel finance in Solihull?
We work across high-street and challenger banks, specialist hotel and leisure lenders and debt funds. The right lender for a Solihull hotel depends on the type of hotel, the operator's track record and the leverage you need, and we match the case to the desks that actively back it across West Midlands.
What are hotel trading levels like around Solihull?
Hotel KPIs are reported by London and by Regional UK rather than town by town. UK regional hotels benchmarked at about £98 RevPAR on 82.8% occupancy (Knight Frank / HotStats, Q3 2025), the backdrop a lender reads when sizing a facility for a Solihull hotel. We read these benchmark figures alongside the individual hotel's own trading record when we structure a facility.
Do you only arrange finance in Solihull?
No. We arrange hotel finance across the whole of West Midlands and the wider UK, with the same approach: read the hotel and its trade, match the case to the lenders that back the type, and negotiate terms on the borrower's behalf.
Funding a hotel in Solihull?
Send us the hotel and the operator and we will come back with a view on fundability and likely terms within one working day.