Hotel finance across the lifecycle
The structures we arrange to buy, build, refinance and operate hotels, used alone or together.
We arrange finance across the full hotel lifecycle. Acquisition finance funds a purchase or an investment let to an operator. Development and conversion finance funds a ground-up build, extension or change of use. Bridging moves at auction pace or covers a short-term gap. Stabilisation finance carries a hotel through its occupancy and ADR ramp-up. Term loans sit on stabilised trading. Refinance lowers a rate, raises capital or exits a bridge. Refurbishment and FF&E funding covers a reposition or brand-standard works. Sale-and-leaseback and mezzanine release capital or top up the senior facility. Each structure is sized on EBITDARM trading profit and a going-concern valuation, not bricks alone. We model the right structure, run it across our lender panel, and place the facility that fits the hotel, the operator and the plan.
Hotel acquisition finance
The commercial mortgage that funds the purchase of a trading hotel, sized on the business the hotel generates rather than the bricks alone. We arrange and place the debt with the lenders that understand the sector.
Learn moreHotel bridging finance
A short-term hotel bridging loan for when speed matters: an auction purchase, a fast completion, a pre-refurbishment buy or a chain-break, refinanced onto a term mortgage once the hotel settles.
Learn moreHotel stabilisation finance
Funding that carries a hotel through the ramp-up to stabilised trade, for new openings, repositioned assets and hotels just out of refurbishment, sized on the cash flow the hotel is building rather than on a settled track record.
Learn moreHotel term loans
The long-term, amortising commercial mortgage that holds a stabilised hotel, used to refinance onto term debt or to settle a hotel onto its permanent capital structure.
Learn moreHotel development & conversion finance
The facility that funds a ground-up build, an extension or a change-of-use conversion into a hotel, drawn in stages through construction to a stabilised exit.
Learn moreHotel refurbishment & FF&E finance
Funding for a brand-standard refurbishment, a property improvement plan, FF&E and capital expenditure, structured as a short-term facility or an additional advance against the hotel.
Learn moreHotel refinance
Refinancing your hotel to reduce the rate, release capital from rising value, exit a bridge onto a term loan, or restructure several facilities into one.
Learn moreHotel sale-and-leaseback & mezzanine
Releasing the capital tied up in your hotel through a sale-and-leaseback, or topping up the capital stack with mezzanine finance and equity where senior debt alone will not stretch.
Learn moreNot sure which finance fits?
Send us the hotel and the operator and we will tell you what is fundable and how best to structure it.