Hotel finance by property type

Hotel lending is trading-led, and each property type is funded on its own tests by its own set of lenders. A budget or limited-service hotel turns on consistent occupancy and a lean cost base. A boutique or luxury hotel turns on positioning, ADR and the strength of the operator. A branded or franchise hotel turns on the franchise agreement and brand covenant. A pub with rooms turns on the balance of wet, food and accommodation income. We arrange finance across every hotel type below, matching each property and operator to the lenders that actively back it.